Wind Mitigation inspections are conducted to identify certain construction features on your house that are able to resist damage from hurricane force winds and debris. Home insurance companies are required to provide discounts if homes have certain high wind resistive features, and can be verified by a certified, and properly trained inspector. Some of the qualifying wind mitigation credits are listed below:
- Roof covering: Roof covering(s) which can be verified as Florida Building Code approved. This is accomplished by producing a completed roof permit with an application date on or after 03/01/2002. Properly verified FBC or MDCA approvals for the roofing products may also qualify for the discount.
- Roof Deck Attachment: Tongue and groove/dimensional lumber or pylwood/OSB roof decks secured using large sized 8d framing nails with building code compliant spacing.
- Roof to Wall Attachment: Metal straps or clips securing the roof truss or rafter to the top of the wall of the house with a minimum of 3 nails in each connector.
- Opening Protection: All glass surfaces on the house (including skylights, garage door glass, fixed windows, all doors with glass, windows, etc) must be protected with Florida Building code approved shutters or be Florida Building code approved as being impact rated glass.
- Secondary Water Barrier: a self adhering membrane applied beneath tile, shingle, and metal roofs directly to the roof deck. This feature prevents water from infiltrating the home in the event the roof covering itself blows off.